• Lower interest rate
  • A single monthly bill
  • Debt-free in 24 to 48 months

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Build a Better Tomorrow

Consolidate Your Debt into
One Simple Fixed-Rate Payment
Get Started (No impact on your credit score!)

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Based in Bloomfield Hills, MI, Panther Lending is here to help our clients find fast funding for consolidation loans — a smart way to get out from under credit card debt with sky-high interest rates.

We know juggling multiple payments and due dates can be overwhelming, and put you on a treadmill where the balances never seem to go down. Change all that and see a future for yourself where your credit card debt is handled and paid off in full.

Our experienced consultants will walk you through your best options. One monthly payment, one fixed rate, one smart solution.

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3 Steps to Less Money Stress


Complete the application with some basic info about you so we can quickly assess your situation.

Note: No impact to your credit score for this action.


Within 1 hour, you will be connected with a personal financial consultant who will get to know you, answer any questions, and present you with your best options.


Choose your option and start making payments that are up to 50% less* than your current payments.

*Percentage savings varies depending on total debt, household income and other factors.

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Questions? We've got answers.

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How does a debt consolidation loan work?
A debt consolidation loan is a form of debt refinancing where you combine multiple debts from credit cards and other high-interest loans and then pay them off all at once with the loan proceeds. Then you have just one monthly payment, usually at a reduced interest rate from your high interest rate credit cards — which can lead to significant savings across the term of the loan.

Depending on your credit profile, a debt consolidation loan could help improve your credit by diversifying your credit mix, showing that you can make on-time monthly payments, and reducing your total debt (as long as you’re not adding any new debt).
How is a debt consolidation loan different from (and better than) credit card debt?
Instead of introductory rates that increase over time or managing a revolving balance that goes up and down each month, debt consolidation loans come with a fixed rate and an affordable monthly payment that you choose up front — allowing you to start paying down your debt right from the get-go. The major benefit of a loan is that no additional interest will be added to your loan once you lock in your rate and term, so your monthly payment goes to quickly reducing your balance and paying down what you owe.
What are the benefits of a debt consolidation loan?

By rolling all your unsecured debts into a single loan — credit card, medical debts, certain kinds of personal loans that don't have collateral — you greatly simplify your debt burden:

  • a fixed interest rate that won't change
  • a defined term, so you know exactly when you'll pay off all your debts
  • all at a lower interest rate, which will help you reduce your total debt expense and pay the debt off faster
  • and, a debt consolidation loan may also lower your monthly payment, depending on what rate you qualify for
Will checking my rate hurt my credit score?

Checking your rate with Panther Lending has no impact on your credit score because we do a soft credit pull to show you your potential rates. A hard credit pull that could register on your credit score will occur only if you decide to go forward with a loan.

A debt consolidation loan can potentially positively impact your credit down the road if you're able to show a history of on-time payments and a reduction in overall debt (meaning no new credit-card debt is added after you undertake the loan).

How quickly do funds arrive?

Once your personal financial information is verified and your loan funded, you can have the money sent straight to your bank account or you can choose to have us pay your creditors directly, for expedience.

Does Panther Lending have good reviews?

Panther Lending went into business in 2023, but we have helped dozens of people find their way out of debt. You can read some of their reviews here. But the team behind Panther Lending has been working with clients just like you across many different brands for more than 18 years, applying decades of experience and the benefits of our long-term relationships with creditors and banks to your successful debt-management solution.

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